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“You can do it by yourself now, so there’s not a lot of need to interact much with others,” says Manuel Hoffmann, a co-author of the paper and an assistant professor of information systems at the University of California, Irvine’s Paul Merage School of Business. “And that's not necessarily a bad thing.”，更多细节参见新收录的资料
。新收录的资料对此有专业解读
年末主要农村金融机构（农村信用社、农村合作银行、农村商业银行）人民币贷款余额33.1万亿元，比年初增加1.6万亿元。全部金融机构人民币消费贷款余额58.2万亿元，减少0.5万亿元。其中，住户短期消费贷款余额9.5万亿元，减少0.7万亿元；住户中长期消费贷款余额48.7万亿元，增加0.2万亿元。。业内人士推荐新收录的资料作为进阶阅读
Case in point: Tecno's booth in Barcelona was chock-full of people trying to make sense of what the heck all those weird phones are about.